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At RB Financial, we make the mortgage and remortgage process simple

First-time Buyers

Buying your first property is exciting, but knowing which mortgage to choose can be overwhelming. At RB Financial, we’ve been offering first-time buyers across Colchester and the surrounding area a comprehensive range of first charge regulated mortgage contracts from over 65 lenders across the market. 

Landlords and homeowners

Whether you’re looking for a buy-to-let mortgage or are planning to remortgage your current loan, our expert team of advisers has been helping landlords and homeowners source better mortgage rates if available.

Complete Process

Our mortgage advisers in Colchester handle the whole process from consultation to completion. This includes checking your personal circumstances, submitting application, paperwork and communication with parties involved.

Mortgage Services

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Buying a Home

Find the right mortgage solution for you.

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First-time Buyer

Everything you need to know about purchasing your first home.

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Remortgage

Experts at sourcing the right deal for you.

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Buy to Let

First-hand knowledge of the Buy to Let market.

Our Approach

We make it simple to find the right mortgage or insurance product for your needs

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Learning more about you

Our aim is to learn more about you and your current situation, including the type and cost of the property you want to buy or remortgage, and your financial situation. This helps us understand your circumstances and guide us to find the right solution. View our mortgage page to learn more about our process.

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Searching for the right product

Once we understand you and your circumstances, our expert mortgage advisers in Colchester search for mortgages from an extensive range of lenders to find the right mortgage for you.

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Presenting our findings

When we’re happy we have found the right solution, we’ll set up a convenient time to present our findings, including rates, loan duration, provider and more, to discuss your next steps with an easy-to-understand document, at which point you can ask us as many questions as you need.

Why Choose RB Financial

We’ve been helping our clients find the most suitable mortgage, home insurance, and pure protection deals since 2016. Whether you’re a first-time buyer, landlord, or planning to remortgage, our expert team offers straightforward advice and guidance, helping reduce your stress when purchasing a new property.

Our Reviews & Awards

Ben WildeBen Wilde
16:49 05 Mar 25
I have been using Rishi for my personal mortgages for several years and I would highly recommend him to any one looking to re mortgage or setup new borrowing. Excellent advice and good quality communication. Thanks Rishi.
William HuntWilliam Hunt
02:49 19 Jan 25
Rishi and the team have been so helpful throughout the whole process of advising on our new mortgage. They answered all our questions so quickly and I would not hesitate to recommend them for any financial advice that you need.
Dielle MillsDielle Mills
18:13 15 Oct 24
I cannot recommend RB Financial enough. Rishi is so approachable and nothing is too much. He really goes above and beyond. There is no stupid questions and he is always there on hand. He is very knowledgeable and really does take some of the stress out of moving! This is my second time using Rishi’s services, I definitely won’t be going anywhere else. 10/10 communication.
Joe SaddingtonJoe Saddington
07:58 27 Sep 24
If you are looking for a financial advisers, then look no further. I cannot recommend RB Financial Advisers enough! Unbelievable service from start to finish, Rishi made everything so simple and stress free - helping me to get a fantastic mortgage offer for my new home as well as all the insurance bits I needed at an excellent price :)Rishi always went above and beyond to ensure everything was completed properly and in a timely manner, he was really friendly, knowledgeable and was more than happy to answer any of my stupid questions. Thank you so much Rishi!You will not regret using RB Financial Advisers.
Charlie ProvanCharlie Provan
10:35 07 Mar 24
I recently had the pleasure of receiving outstanding service from Josh Baker, and I am compelled to share my positive experience. From start to finish, Josh demonstrated a level of professionalism and expertise that truly set him apart.
Andrew AboimAndrew Aboim
10:15 19 Jan 24
I am incredibly grateful for the outstanding service provided by R B Financial Advisors Ltd throughout our home-buying journey. Their dedication, timely communication, and problem-solving skills were exceptional. Always there when needed, they made the entire process seamless. We are now happily settled in our new home. If you’re in search of a mortgage broker who goes above and beyond, I highly recommend them.Thank you for a job well done!Nyasha & Andrew
Jamie O'MearaJamie O'Meara
08:03 15 Jan 24
I've been working with RB Financial Advisors for several years now, for purchasing my first property and re-mortgaging process. Rishi does a fantastic job of helping to simplify what can be a very complex process, making it more approachable. He's always been very generous with his time, so I've always felt valued and would happily recommend his company to anyone looking for 1st class service with a personable touch.
Maria KellyMaria Kelly
21:21 30 Nov 23
I didn’t realise I could change our life policy so easily - we wanted more cover and thought being older would limit the market and increase the monthly costs for us - BUT quite the opposite - Josh has been able to get us more cover to meet our mortgage liability, for slightly less premium per month. He was diligent to make sure we detailed all our medical history and took the time to talk us through the highlights of the insurance. I would recommend RB Financial.
Elise HaleElise Hale
09:24 15 Nov 23
Cannot recommend RB Financial enough! Josh has been incredibly thorough and attentive during our mortgage journey. Happy to answer any questions me & my partner have and always going above and beyond to ensure we got the right offer for us. Amazing service
Chris SmithChris Smith
13:26 15 Mar 22
Rishi removed all the stress with getting our first mortgage and getting onto the property ladder. I couldn't recommend him more. His process and communication was clear and simple, and my wife and I felt that he really had our interests at heart.The whole process was smooth sailing.
Ollie PatrickOllie Patrick
18:33 09 Feb 22
Brilliant service provided from start to finish. Rishi took all of the stress out of the remortgaging process, providing us with clear and simple options tailored to our circumstances. I would highly recommend Rishi’s services.
Cameron FairweatherCameron Fairweather
10:27 03 Nov 21
I can't recommend Rishi highly enough. Excellent communication throughout the whole process. He was clear and efficient and the whole service provide was seamless. Thank you, Rishi!
Jack FinchJack Finch
09:38 03 Nov 21
Great Service! Very professional and would recommend to anyone.
Rhys DaviesRhys Davies
09:03 03 Nov 21
Amazing service.Explained the whole process initially and then sorted everything out within a month. The process couldn't of been any more hassle-free.I recommend Rishi to everyone looking for a mortgage/financial advice.
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Financial Difficulty

If you are experiencing financial difficulty and struggling to make repayments, then you can contact your lender who may be able to help taking account of your individual circumstances.

 

You may want to contact one of the free impartial money guidance and debt advice services such as StepChange, Citizens Advice, or Turn2Us.

Feedback & Complaints

You can make a complaint to our network Sesame. Please contact them on the details below:

 

Write to: The Customer Relations Department, Sesame Limited, Fourth Floor, Jackson House, Sibson Road, Sale, M33 7RR.

 

Email: customerrelations@sbg.co.uk

 

Telephone: 0345 0456 800 (Mon-Fri 9.00 am to 5.00 pm)